The insurance industry's mission in the welfare policies

The national deficit and debt need to be contained, also in the wake of changes in the demographic structure of the Italian population, is decreasing the role of the State in the field of social security. The recent drastic reduction in the funds for social policies leads us to a serious and in-depth reflection on the future of assistance to people, especially those who are not self-sufficient. Italy has an increasingly ageing population: the over-65s have grown to about 12 million people; 6 million are over 75 years of age. This demographic context makes it evident that the theme of dependency is of great importance, this is a concrete problem, which are increasingly being tackled at a social level. In this context, the disappearance of several of the economic securities and the protections of the past - stable work, security of savings, public pension - and the progressive weakening of the Italian family's function increase uncertainty among citizens who are forced to assume personally many responsibilities that used to be entrusted to others (e.g. state welfare). In a context marked by a contraction of the resources allocated to social policies, the future Welfare of insurance is crucial.