Esclusione finanziaria nella regione Campania 2004 - 2016

The main goal of the paper is to understand the reasons for financial exclusion in the Campania region between 2004 and 2016. The statistical analysis used is based on the "Survey on Italian household budgets" conducted by the Bank of Italy. This is a two-year survey that collects information on the in-comes, wealth and savings of Italian families. The answers to the questionnaire allow us to cross-reference information to understand the characteristics of the subjects who have difficulty receiving or who do not receive credit in the Campania region. The analysis of the credit trend in this region allows us to observe the discrepancies that exist between the various provinces with comparable levels of population and to know the characteristics of the people excluded from the financial system in the Campania region based on the responses of individuals.